Terms of Service

1. A companion for what comes next

The Valyoo is being developed as a companion for your business, next idea, and everyday work. Its intended uses include exploring entrepreneurship and side gigs, developing a venture, understanding finances, organizing tasks, and thinking through business decisions. Your companion may become a familiar guide, and you may be able to give it a personal name when that feature is available.

The public Service currently offers a teaser and launch waitlist. Real account access is being tested privately. Companion customization, conversations, integrations, and other business tools remain planned. A preview, image, or description is not a promise that a particular feature will launch or be available on a specific date.

2. Eligibility and your account

You must be at least 18 and at least the age of legal majority where you live. Give us accurate account information, use only accounts you are authorized to access, and keep your sign-in credentials and verification codes confidential. Tell us promptly at hello@thevalyoo.com if you suspect unauthorized access.

When account access is offered, you may use the sign-in methods shown as available, including Google or an email address and password. Email signup requires verification. Returning users must authenticate successfully; entering an existing email address alone does not give access to an account. You are responsible for activity you authorize through your account.

3. Your decisions remain yours

The companion is intended to help you think and work. It does not guarantee profit, sales, business success, savings, or any particular result. Review suggestions, assumptions, calculations, and source information before relying on them, especially for important business or financial decisions.

Descriptions such as guide, coach, co-CEO, or CFO describe a supportive role. They do not appoint the software as an officer, employee, fiduciary, or authorized agent of your business, and do not give it authority to bind you or act on your behalf.

General business or financial information in the Service is not a substitute for professional legal, tax, accounting, investment, or other regulated advice suited to your circumstances. A separate consulting engagement with Value Consulting LLC would require its own agreement. The current preview does not execute transactions or move money.

4. Preview access and future pricing

The waitlist and current private account preview do not require payment. Joining or creating an account does not authorize a charge. We may limit preview participation, change experimental features, or end a preview, and a preview may experience interruptions or errors.

If we offer paid features, we will show the price and any subscription, renewal, cancellation, and refund terms before you purchase. Payment or automatic renewal requires a separate purchase authorization. These Terms do not establish a paid plan or commit you to one.

5. Your ideas and content

You retain your rights in the ideas, messages, documents, and other content you provide. When a feature lets you submit content, you give us permission to host, process, transmit, and display it only as reasonably needed to provide the requested Service, protect the Service, and comply with law, as described in the Privacy Policy. This permission is not a transfer of ownership or a right to sell your ideas.

Only submit information you have the right to use and share. Obtain any needed permission before providing someone else's personal or confidential information. Do not submit credentials or highly sensitive information to a feature that is not intended to handle it.

If AI-generated output becomes available, its use will depend on the applicable feature and provider terms disclosed before use. Such output can be inaccurate or similar to content generated for others, and we do not promise exclusivity or that every output qualifies for intellectual-property protection.

6. Our materials and your use

We and our licensors retain rights in The Valyoo branding, character artwork, software, and other Service materials, excluding your content and third-party materials. We allow you to use the Service for its intended personal or business purposes while you follow these Terms. Access does not transfer ownership of the brand, character, or software.

• Use the Service lawfully and respect other people's privacy, confidentiality, and intellectual-property rights.
• Do not impersonate someone, commit fraud, or access accounts, systems, or information without permission.
• Do not distribute malware, disrupt the Service, evade access or security controls, or use automated traffic to abuse the Service.
• Do not reproduce or commercially distribute our protected materials without permission, except as applicable law permits.

7. Third-party services and future actions

Google and other third parties operate under their own terms and privacy policies. Google sign-in provides account access; it does not connect your inbox, files, bank accounts, or business tools. An optional future integration will explain the requested access and require the authorization appropriate to that feature.

Before introducing a feature that can send communications, change connected records, execute transactions, or take other external actions for you, we will explain its authority and confirmation controls. These Terms alone do not authorize such actions. You must also comply with the terms of third-party services you choose to connect.

8. Privacy and communications

Our Privacy Policy explains how we handle personal information. Account access may involve verification, recovery, security, and necessary service messages. Joining the waitlist requests confirmation and a launch notification, not newsletter enrollment. You can ask to leave the waitlist at hello@thevalyoo.com.

9. Ending access

You may stop using the Service and request account deletion at hello@thevalyoo.com. We may limit, suspend, or end access when reasonably needed to address a material breach of these Terms, unlawful activity, security risks, or discontinuation of the Service. We will give notice and an opportunity to resolve an issue where reasonably practicable, unless doing so would create a security risk or conflict with law.

Account information and content will be handled according to the Privacy Policy, including any applicable retention limits or legal exceptions. Terms concerning ownership, permitted retention, responsibility for past conduct, and disputes continue to apply where relevant after access ends.

10. Availability and responsibility

To the extent permitted by applicable law, the Service is provided on an "as available" and "as is" basis. We work to make it useful, but do not promise that it will be uninterrupted, error-free, suitable for every purpose, or that every suggestion will be accurate. You should keep appropriate copies of important business records.

To the extent permitted by law, we are not responsible for indirect or consequential losses, or lost profits or opportunities, arising from use of the Service. This limitation does not exclude liability that cannot lawfully be excluded, including applicable liability for fraud or intentional misconduct. Nothing in these Terms limits mandatory consumer rights, remedies, or protections.

11. Questions, disagreements, and updates

If an issue arises, contact hello@thevalyoo.com so we can try to resolve it. These Terms do not require arbitration or waive any right to bring a claim that applicable law provides.

We may update these Terms as the Service develops. We will publish the updated version and effective date and provide reasonable notice of material changes. Where required, we will ask you to accept new terms before continuing with affected features. Changes will not retroactively authorize new uses of your information or new charges.

If a provision cannot be enforced, the remaining provisions continue to apply to the extent permitted by law. For questions about these Terms, contact Value Consulting LLC, The Valyoo, at hello@thevalyoo.com.